More than Loans

Our Home Loan Process

At Ecco Finance, we simplify the home loan process to make your homeownership dream a reality. Here's how our Perth brokers work:

  • In our initial in-person or virtual meeting, we’ll discuss your financial goals, taking your family or business context into consideration. We’ll delve into your current financial position, including income, assets, and liabilities, so we’re able to form a clear picture to estimate your borrowing capacity accurately.

  • Our brokers in Perth research competitive and suitable lenders across Australia, and tailor our recommendations to your circumstances. We'll present you with highly personalised solutions and explain the strategy behind our recommendations - we’re all about transparent conversations!

  • Once you feel confident to select a lender, we handle the application process from lodgement to settlement, making it as easy and seamless as possible for you.

  • Consider us your personal brokers across Australia! We'll keep an eye on your loan, conducting annual reviews if you’d like to be informed about refinancing. If there's a chance for you to secure a better rate or a more suitable loan product, we’ll be the first to let you know.

Hear from Our Clients

Our satisfied clients tell our story best. Here's what some happy customers have to say about their experience working with Ecco Finance:

“Breno was fantastic to deal with, very knowledgeable and experienced in the mortgage field. Having a mobile manager was a game changer, as like most people we are super busy and getting into a branch is hard. The service was amazing, he was easy to talk to, he explained things in a relatable way and all the way through the process he was very contactable. He was also empathetic to the situation that we were in. Overall, he was a fantastic person to deal with and i would highly recommend him to anyone of my friends and colleagues. ”
— George

Our Partners

At Ecco Finance, we’re proud to have strong relationships with lenders that we are accredited.

Echo: /ˈɛkəʊ/ noun

English. To express or think what someone else has said or thought.

Ecco: /'ɛkːo/ adverb

Latin. To behold. There it is.

Fullfilling Financial Dreams

Our approach sets us apart. At Ecco Finance, we're not just in the business of home loans and financial services, we're Perth brokers who can make the financial dreams of those across Australia a reality, while enriching the communities and families we serve. Ecco Finance is your trusted partner based in Perth, specialising in Australian home loans and finance for clients right across the nation.

Thanks to our uptake of virtual technology and communications, our services are accessible from virtually anywhere, and we support clients across all of Western Australia as well as along the eastern states. We are delighted to have regularly referred clients based in Queensland, Victoria, New South Wales, Tasmania, South Australia and the Northern Territory, who in turn recommend our services to their friends and family.

Our Philosophy

At Ecco Finance, our brokers in Perth service our clients across Australia by approaching every financial solution with professionalism, warmth, knowledge, and a passion for delivering results. When you work with us, you'll experience the genuine care that defines our service. 

  • Your financial goals are our goals, and we pride ourselves on building authentic connections with our clients and being able to pinpoint the best interest rates and lending products in Australia. 

  • Our team of brokers in Perth go the extra mile to ensure you achieve what you're after, both now and for the long run. 

  • Our keen eye for detail and swift processing are the foundations of our dedicated community of satisfied clients.

Finance director and Founder Breno Braga has a background in real estate investment management, followed by a decade supporting customers financially as an award-winning mobile lender with four major Australian banks. During his time at NAB, CBA, Westpac and Bankwest, it became clear that: 

  1. Every bank is limited by its own lending policies, loan products and rate discounts.  Your current bank may not be the best, quickest, or cheapest option for you.

  2. The large majority of customers do not understand how banks work, and need clear, patient guidance from a neutral, trustworthy and knowledgeable source.

  3. Applying for finance is seen as a difficult process - it really isn’t! We know exactly how to speak with lenders, and will relay your requirements to banks in their language, in order to get fast and smooth finance approvals on your behalf.

At Ecco Finance, we believe in the power of relationships. In a time when trust in your finance brokers is vital, we're here to be that reliable partner. Approachable, understanding your circumstances, and pursuing your financial goals as if they were our own – that's what defines Ecco Finance. Get to know us and experience a better way to achieve your financial dreams.

Our Track Record

At Ecco Finance, our brokers in Perth service our clients across Australia by approaching every financial solution with professionalism, warmth, knowledge, and a passion for delivering results. When you work with us, you'll experience the genuine care that defines our service. 

  • Your financial goals are our goals, and we pride ourselves on building authentic connections with our clients and being able to pinpoint the best interest rates and lending products in Australia. 

  • Our team of brokers in Perth go the extra mile to ensure you achieve what you're after, both now and for the long run. 

  • Our keen eye for detail and swift processing are the foundations of our dedicated community of satisfied clients.

Our Values

At Ecco Finance, we achieve by living our core values, which we believe are unique in the mortgage broking industry:

  • We pay it forward. We believe each of us is here to make the world a better place, and we live that in each and every interaction we embark on. Not only are our clients better off as a result of our recommendations, but we also donate a portion of our revenue to charitable foundations with every loan we settle.

  • We hear you. Each of our clients must feel that they are being understood, and be clear and aware of the process and progress of their loan submission at all times.  No client should have to call us for an update, unless they are returning our call!

  • We really do love what we do. All of our staff are delighted to offer their expertise freely and with passion. We are well-remunerated, incredibly experienced, and love being experts in our industry. You reward us by referring us to your friends, family, and colleagues.

  • We work WITH banks - and just to be clear, not against them, and not for them. We are 100% independent and transparent in our mission to deliver true expertise to our clients. Yes, we understand most banks and lenders get a bad rep, but we also appreciate the value a good banking solution can add to a client’s life. Our aim is to soft-land you into a financial institution that facilitates your banking overall, and generates the greatest benefit for the longest possible term.

Get to Know Ecco Finance

Saving you Money

Our Perth brokers source smarter and negotiate harder, ensuring you get the most out of your financial opportunities.

The Right Loan For You

Our focus is on finding the perfect loan product that fits your unique circumstances.

A Streamlined Experience

Ecco Finance pride ourselves on making the loan process easier and less stressful compared to dealing directly with banks.

Proactive Support

We're with you throughout the life of your loan, providing support and guidance at every step.

Want to get the best interest rates? Learn why the Ecco Finance team know all the best home loans in Australia!